Winter 2022 Newsletter - PDF Flipbook
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IFONRYOTUREREST
A Publication for the Owners of Notre Dame FCU Winter 2022
Tom’s Corner
Dear Fellow Owners,
Happy 2022! I hope you enjoyed a joyful Christmas season.
As we begin this new year, I am happy to report, we gave back
nearly $2 Million to you and our communities in 2021, while at the
same time saving you over $5 Million in monthly payments.
Keeping our core philosophy in mind—people are always more
important than profit—we have made the decision to reduce our
non-sufficient fund/overdraft fee from $32 to $27. Remember, you
can avoid this $27 charge altogether by taking the proactive step of
linking your checking account to either your savings account, credit
card or HELOC. By doing so, funds will automatically sweep from
the linked account to cover your overdraft. With this preemptive
strategy you’ll save $24 in fees, only incurring an automatic transfer
charge of $3.
I also wanted to share we have once again increased our minimum
wage, this time to $17/hour. You should be very proud to know
that while many financial institutions pay their employees “what they must”, we strive to pay our partners “what we can”. This
is a fundamentally different philosophy which recognizes our partners as a critically-important stakeholder group. Providing all
our partners with not only a living wage but also a positive work environment is not only the right thing to do, but also very good
business. I only wish other financial institutions, especially credit unions, would understand this truth and do the same for their
least paid staff as well.
As I mentioned in our last newsletter, continue to keep an eye out for even more exciting news throughout 2022. Look for the
roll-out of a brand new and streamlined website, and the potential for new locations and even entries into new financial service
areas. Stay tuned!
Remember, as a financial cooperative, the only reason we exist is to provide you better products and services than what you
would get at a bank. With them you are a number. With us, you are an owner, so if we are not giving you what you need,
please tell me. I can’t fix or improve something I know nothing about!
Thanks again for being part of our credit union family and best wishes for a wonderful 2022.
Thomas J. Gryp ‘79 Mark Your Calendars! Good Friday
President/CEO Friday, April 15, 2022
Notre Dame FCU will be closed: Branches will close at 1 PM
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Martin Luther King Jr. Day
Monday, January 17, 2022
President’s Day
Monday, February 21, 2022
News and Interest
Did You Know?
All financial institutions are required by law to close inactive accounts and release any remaining funds to the
account holder’s home state? Remember to keep your contact information with us up-to-date and make a
transaction with your Notre Dame FCU account annually to avoid an inactive status.
Wondering if you have any unclaimed funds out there? Visit unclaimed.org for more information and to search
your state’s records.
One (1) Prize Winner will be selected on or around March 5, 2022 by a random drawing from all qualified entries received between January 1, 2022 and February 28, 2022. All eligible members enrolling in eStatements will be
automatically entered in the contest. Visit NotreDameFCU.com for complete details, including contest rules, restrictions and alternate methodof entry. Void where prohibited by law. Notre Dame FCU is Insured by NCUA.
3 | Page
News and Interest
Keep Your 2022 New Year’s Resolutions!
Chat with a Financial Physician
Make an appointment so we can help you make your financial goals and
stay on budget this year.
Track Your Spending
XX.XX
View your transaction history, set-up email or text eAlerts, and use
MoneyWorks to view trends in spending, create a budget and more in
Online & Mobile Banking.
Get Financial Help When You Need It
Connect with GreenPath at GreenPath.com/NDFCU to get personalized
answers to issues ranging from creating a savings plan to rescuing a
home from foreclosure.
Put Your Loans on AutoPay
Relieve monthly stress and know your payments will always be made on
time automatically. Set it up in Online Banking or contact us to help.
Protect Your Cards from Fraud
Download the Irish Card Shield Mobile App to turn your card on and off,
get transaction alerts, monitor fraud and even control where your card is
used and how much is spent.
Reduce Your Monthly Payments
Save money every month when you refinance your loans to
Notre Dame FCU. Put more money back in your pocket with lower
monthly payments.
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Ways to save
John saved $500/month
What could refinancing save you ?
NotreDameFCU.com/Mortgage John and Alicia,
Member-Owners Since 2006
Certain restrictions apply. Subject to credit approval.
NMLS ID #405299.
Refer-a-Friend
And you’ll both get $50
NotreDameFCU.com/Auto Offer subject to membership eligibility. Certain restrictions apply.
Certain restrictions apply. Contact a representative for more details. PUT YOUR
HOME EQUITY
Consolidate dEBT TO WORK!
LOWER PAYMENTS | LOWER INTEREST RATES | FEWER MONTHLY PAYMENTS
• 1%* Intro Rate • No closing costs
• 30 Year Term • Free appraisal
NMLS #405299. Certain restrictions apply.
Contact a member representative for details.
NMLS #405299.
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Community Update
This winter we had the opportunity to reinvest into the communities we serve. Below are a small sampling of the
people and missions we were able to support together!
Clothe-A-Child, Christ Child Society, Check Presentation. Mishawaka, Ind. Nov. 2021. Sacred Heart Parish Check Presentation, South Bend, Ind. Nov.2021.
St. Hedwig Catholic Church Check Presentation. South Bend, Ind. Nov. 2021. St. Jude Catholic School Check Presentation. South Bend, Ind. Nov. 2021.
2021 COMMUNITY IMPACT
$1,953,003
• Arts Alive • Carmelite Home • Catholic Campus Ministry Association • Catholic Charities • Catholic Community Foundation
• Christ Child Society • Diocese of Phoenix Night of Hope • Enfocus • Fallen Heroes • Family & Children's Center • Family Justice
Center • Gentlemen & Scholars • Goodwill • Hannah's House • Hello Gorgeous • Hammond Hispanic Community Committee • Holy Cross
Brothers • Holy Cross Parish & School • Jewish Federation of St. Joseph Valley • Knute Rockne Memorial Society • Leadership South Bend
• Lexington House of Elkhart • LOGAN • Marian High School • Mishawaka Troop Town • National Immigrant Justice Center • Neighbor to
Neighbor • Operation Ramp It Up • Pet Refuge • Queen of Angels • Redeemer Radio • Ronald McDonald House Charities • Sacred Heart
Church • School City of Whiting • St. Helen Roman Catholic Parish • St. Monica • St. Rose Philippine Duchesne • St. Pius • St. Theresa
• Urban League of Northwest Indiana • Vision Outreach International • World Apostolate of Fatima • YMCA
6 | Page 800-522-6611 | NotreDameFCU.com NMLS# 405299
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